Checking or savings account -- Opening an account -- Complaint #18051074
Complaint Overview
Complaint ID: 18051074
Company: Early Warning Services, LLC
Product: Checking or savings account
Sub-Product: Checking account
Issue: Opening an account
Sub-Issue: Unable to open an account
State: Florida
ZIP Code: 338XX
Date Received: 2025-12-01T12:00:00-05:00
Date Sent to Company: 2025-12-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In XX/XX/year>, I discovered multiple fraudulent activities involving XXXX XXXX, XXXX XXXX XXXX, and XXXX. My XXXX XXXX account was compromised and someone attempted unauthorized transfers that caused overdrafts and NSF fees. I immediately reported the fraud, filed a police report, and requested the account be closed. I did not open or authorize any accounts or activity with XXXX XXXX XXXX or XXXX. Under the Fair Credit Reporting Act ( FCRA ), including 602A, 609, 611, and 605B, I am asserting my rights as an identity theft victim. These institutions and Early Warning Services have continued to report inaccurate and fraudulent information without proper reinvestigation or verification. I am requesting deletion of all fraudulent accounts/transactions, removal of fees, and full compliance with FCRA identity theft blocking requirements.
Frequently Asked Questions
What is Complaint #18051074 about?
Complaint #18051074 was filed against Early Warning Services, LLC regarding Checking or savings account specifically about Opening an account. It was received by the CFPB on 2025-12-01T12:00:00-05:00.
How did Early Warning Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Early Warning Services, LLC?
Yes, visit the Early Warning Services, LLC company profile at readthecomplaint.com/company/early-warning-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.