Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18050375
Complaint Overview
Complaint ID: 18050375
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Virginia
ZIP Code: 23803
Date Received: 2025-12-01T12:00:00-05:00
Date Sent to Company: 2025-12-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint because multiple items on my credit reports appear to be inaccurate, unverified, or reported in violation of the Fair Credit Reporting Act ( FCRA ). I am requesting a full investigation by each credit bureau and verification directly from the furnishers. If the accounts can not be verified with complete and accurate records, I am requesting correction or removal. XXXX Accounts I dispute the following derogatory accounts as inaccurate or unverified. Please conduct a full reinvestigation : XXXX XXXX Acct : XXXX, XX/XX/XXXX, {$960.00} Bank XXXX XXXX Acct : XXXX, XX/XX/XXXX, {$1700.00} XXXX XXXX ( XXXX ) Acct : XXXX, XX/XX/XXXX, {$3200.00} XXXX XXXX XXXX Acct : XXXX, XX/XX/XXXX, {$380.00} I request that Experian provide verification from each furnisher or remove the accounts. Inquiries There are no inquiries I am disputing with Experian. Late Payments I dispute the late payment reporting for : Dept. of Education / XXXX Acct : XXXX Please verify this information with complete payment records. If the furnisher can not validate the delinquency, it must be corrected or removed. Positive Accounts I have an account listed as EXTRA under positive accounts. I am confirming that this account is accurate and should remain unchanged.
Frequently Asked Questions
What is Complaint #18050375 about?
Complaint #18050375 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-01T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.