Mortgage -- Trouble during payment process -- Complaint #18044811
Complaint Overview
Complaint ID: 18044811
Company: Freedom Mortgage Company
Product: Mortgage
Sub-Product: VA mortgage
Issue: Trouble during payment process
Sub-Issue: Escrow, taxes, or insurance
State: Texas
ZIP Code: 78109
Date Received: 2025-11-30T12:00:00-05:00
Date Sent to Company: 2025-12-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Freedom Mortgage did not send out my XXXX XXXX XXXX payment, even after they had been notified in writing on XX/XX/year>. On XX/XX/year>, XXXX XXXX canceled my homeowners insurance for non-payment. Myself and my insurance broker had no idea that I had been without homeowners insurance for two months. We tried to get reinstated with XXXX ; XXXX refused, so I had to get XXXX XXXX XXXX which is high-risk homeowners insurance, paying {$1000.00} more a year for this insurance.
Frequently Asked Questions
What is Complaint #18044811 about?
Complaint #18044811 was filed against Freedom Mortgage Company regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2025-11-30T12:00:00-05:00.
How did Freedom Mortgage Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Freedom Mortgage Company?
Yes, visit the Freedom Mortgage Company company profile at readthecomplaint.com/company/freedom-mortgage-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.