Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18043452
Complaint Overview
Complaint ID: 18043452
Company: Cavalry Investments, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: California
ZIP Code: 95758
Date Received: 2025-11-05T12:00:00-05:00
Date Sent to Company: 2025-12-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Cavalry Portfolio Services is reporting a collection account that is inaccurate and unverifiable. I previously disputed this account with XXXX, and Cavalry verified it without providing any documentation of the original agreement, ownership, or payment history. Under the Fair Credit Reporting Act ( FCRA ) 623 ( a ) ( 8 ) and the Fair Debt Collection Practices Act ( FDCPA ) 809 ( b ), Cavalry is required to provide proper verification or remove unverifiable information. I sent Cavalry a written direct dispute by certified mail requesting validation, but they continue to report this account without evidence that they are the legal owner or that the amount is correct. I am requesting that Cavalry cease reporting this account and delete it from all credit bureaus until full verification is provided. This inaccurate reporting is harming my credit and business reputation. I am seeking deletion and confirmation of resolution.
Frequently Asked Questions
What is Complaint #18043452 about?
Complaint #18043452 was filed against Cavalry Investments, LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-05T12:00:00-05:00.
How did Cavalry Investments, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Cavalry Investments, LLC?
Yes, visit the Cavalry Investments, LLC company profile at readthecomplaint.com/company/cavalry-investments-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.