Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18042298

Complaint Overview

Complaint ID: 18042298

Company: Bridgecrest Acceptance Corporation

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Illinois

ZIP Code: 60411

Date Received: 2025-12-01T12:00:00-05:00

Date Sent to Company: 2025-12-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I asked the company Bridgecrest to send me documents on what information they use to verify this account dates names phone numbers they never sent me anything but a invoice in the mail and the invoice says I owe something then what they are reporting on my credit report they also are reporting that I have a repossession for XXXX XXXX but they are not reporting that I paid any payments from XXXX XXXX. I asked them to correct that and they never did I also asked them to send me a full breakdown of what they claim but they reporting something different on all three of my credit reports I sent in multiple dispute letters asking them to update or the information they have on my credit report or delete this account from my credit reportbut they refuse to do a proper investigation, Ask them to do multiple investigations. They say they did but never changed the information what they reporting on my credit report is different from the paperwork they sent me. I asked him to delete the account from my credit report and they did not do that so thats why I am disputing it with The CFPB. I would like this account to be deleted from my credit report immediately.

Frequently Asked Questions

What is Complaint #18042298 about?

Complaint #18042298 was filed against Bridgecrest Acceptance Corporation regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-01T12:00:00-05:00.

How did Bridgecrest Acceptance Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Bridgecrest Acceptance Corporation?

Yes, visit the Bridgecrest Acceptance Corporation company profile at readthecomplaint.com/company/bridgecrest-acceptance-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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