Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #18029950
Complaint Overview
Complaint ID: 18029950
Company: Trueaccord CORP.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Ohio
ZIP Code: 44511
Date Received: 2025-12-14T12:00:00-05:00
Date Sent to Company: 2025-12-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
under the Fair Credit Credit Reporting Act 611 ( a ) ( 1 ) ( A ) I am requesting a full reinvestigation of these accounts, the information being reported must be accurate, complete and verifiable, I have contacted the original creditor they have not provided any documentation, including my 1099c for all charge offs, my original signed contract proof of assignment, itemized history validation showing the amount is correct, without these the information can not be verified as required under FCRA 609 ( a ) ( 1 ) and 611 ( a ) ( 5 ), the creditor is reporting a charge-off but they never issued a 1099-c,, which is required when a lender cancels or forgives a debt {$600.00} or more ( 26U.S>code 6050 P ) a creditor can not simultaneously claim a debt was charged off ( a loss ), fail to report the cancellation event to the IRSis required and still. claim the debt as valid and collectable. this inconsistency means the information is not reported in a clear, accurate and consistent manner.
Frequently Asked Questions
What is Complaint #18029950 about?
Complaint #18029950 was filed against Trueaccord CORP. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-12-14T12:00:00-05:00.
How did Trueaccord CORP. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Trueaccord CORP.?
Yes, visit the Trueaccord CORP. company profile at readthecomplaint.com/company/trueaccord-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.