Debt collection -- Attempts to collect debt not owed -- Complaint #18029340
Complaint Overview
Complaint ID: 18029340
Company: Nra Group, LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Maryland
ZIP Code: 20902
Date Received: 2025-12-14T12:00:00-05:00
Date Sent to Company: 2025-12-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The debt claimed by NRA was dismissed with prejudice on XX/XX/year> in MD District court case XXXX. The PLAINTIFF, XXXX XXXX XXXX ( XXXX, I ) subsequently resold this account to NRA, knowing that is was dismissed. The claim underlying the alleged debt was dismissed by final court order The obligation is extinguished and void Any future assignment, sale, or placement : Transfers no enforceable rights Constitutes misrepresentation of legal status Exposes both transferor and transferee to liability on XX/XX/year>, notice was sent from XXXX XXXX ( via email ) to the LendingClub ( originator ), XXXX, and NRA to cease attempts to collect this debt. Under FDCPA and common-law principles, notice converts negligence into willfulness Any buyer after notice can not claim bona fide error On XX/XX/year>, I discovered that NRA was reporting this as a collection account to XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #18029340 about?
Complaint #18029340 was filed against Nra Group, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-12-14T12:00:00-05:00.
How did Nra Group, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Nra Group, LLC?
Yes, visit the Nra Group, LLC company profile at readthecomplaint.com/company/nra-group-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.