Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18029264
Complaint Overview
Complaint ID: 18029264
Company: Cl Holdings LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Florida
ZIP Code: 33935
Date Received: 2025-12-14T12:00:00-05:00
Date Sent to Company: 2025-12-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Jefferson Capital Systems is reporting a {$1300.00} XXXX XXXX collection account. After disputing with XXXX XXXXXXXX XXXX verified the account without providing any documentation or validation of the balance, charges, or ownership. The information remains unverified and inaccurate. I request proof of the debt, including verification from the original creditor. If verification can not be provided, I request deletion under FCRA 623.
Frequently Asked Questions
What is Complaint #18029264 about?
Complaint #18029264 was filed against Cl Holdings LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-14T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.