Debt collection -- False statements or representation -- Complaint #18029066

Complaint Overview

Complaint ID: 18029066

Company: Enova International, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Indiana

ZIP Code: 46725

Date Received: 2025-12-14T12:00:00-05:00

Date Sent to Company: 2025-12-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Date : [ XX/XX/year> ] Re : Furnisher Dispute FCRA 1681s-2 ( b ) To : [ Furnisher Name ] I am formally disputing the accuracy of the information you are furnishing to XXXX XXXX and XXXX. Under 15 U.S.C. 1681s-2 ( b ), once notified by a CRA, you are required to : Conduct a reasonable investigation Review all relevant information Correct, delete, or update inaccurate reporting Account : [ Account Number ] Dispute Reason : [ Insert specific error from table above ] If you can not fully substantiate the accuracy of this account with original documentation, you must request deletion from all consumer reporting agencies. Please provide written confirmation of your findings. Sincerely, XXXX XXXX

Frequently Asked Questions

What is Complaint #18029066 about?

Complaint #18029066 was filed against Enova International, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-12-14T12:00:00-05:00.

How did Enova International, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Enova International, INC.?

Yes, visit the Enova International, INC. company profile at readthecomplaint.com/company/enova-international-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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