Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18007556
Complaint Overview
Complaint ID: 18007556
Company: Lexisnexis
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: New Jersey
ZIP Code: 082XX
Date Received: 2025-11-29T12:00:00-05:00
Date Sent to Company: 2025-11-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX and the credit bureaus are reporting inaccurate, unverified, and inconsistent information on my credit report while simultaneously violating multiple federal laws during the dispute process. XXXX provided NO original contract No wet signature Only internal PDFs with digital signatures Can not verify the alleged debt Account modified during active reinvestigation Bureaus updated remarks illegally XXXX verified without real investigation Identity mismatch issues were ignored Reporting is inconsistent with Metro-2 Reporting is NOT accurate, complete, or verifiable
Frequently Asked Questions
What is Complaint #18007556 about?
Complaint #18007556 was filed against Lexisnexis regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-29T12:00:00-05:00.
How did Lexisnexis respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Lexisnexis?
Yes, visit the Lexisnexis company profile at readthecomplaint.com/company/lexisnexis to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.