Checking or savings account -- Managing an account -- Complaint #17997583

Complaint Overview

Complaint ID: 17997583

Company: TD Bank US Holding Company

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Problem using a debit or ATM card

State: New York

ZIP Code: 10977

Date Received: 2025-11-28T12:00:00-05:00

Date Sent to Company: 2025-11-28T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Wednesday XXXX I reported possible fraud on my TD Bank debit card. The TD phone representative gave me incorrect information and charged the wrong fee. I was told the replacement card would cost XXXX XXXX dollars for expedited service but the posted fee is XXXX XXXX. I was not informed that TD branches are able to issue same day replacement cards. I was charged an expedited fee but the replacement card still shows as processing so the expedited service did not happen. This has delayed my access to my own funds. I tried to escalate the issue but TD provided no working escalation email address and directed me to departments that do not handle XXXX accounts. I need the incorrect fee refunded and I need a replacement card issued immediately. TD has not taken this matter seriously and I am unable to resolve this through normal channels.

Frequently Asked Questions

What is Complaint #17997583 about?

Complaint #17997583 was filed against TD Bank US Holding Company regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2025-11-28T12:00:00-05:00.

How did TD Bank US Holding Company respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against TD Bank US Holding Company?

Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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