Money transfer, virtual currency, or money service -- Trouble accessing funds in your mobile or digital wallet -- Complaint #17996029

Complaint Overview

Complaint ID: 17996029

Company: Block, INC.

Product: Money transfer, virtual currency, or money service

Sub-Product: Mobile or digital wallet

Issue: Trouble accessing funds in your mobile or digital wallet

State: Virginia

ZIP Code: 22150

Date Received: 2025-11-28T12:00:00-05:00

Date Sent to Company: 2025-11-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Subject : Square un fairly held my funds for 90 days and deactivated my account without cause. Details : My Square account was deactivated even though I have no disputes, no chargebacks, and no policy violations to my knowledge. Square has placed a 90-day hold on my funds and is refusing to provide a specific reason for the closure beyond a generic message. They have informed me that the decision is final, and the funds will not be released until XX/XX/year>, even though my business activity has been legitimate and low-risk.

Frequently Asked Questions

What is Complaint #17996029 about?

Complaint #17996029 was filed against Block, INC. regarding Money transfer, virtual currency, or money service specifically about Trouble accessing funds in your mobile or digital wallet. It was received by the CFPB on 2025-11-28T12:00:00-05:00.

How did Block, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Money transfer, virtual currency, or money service) and describe your issue in detail.

Can I see other complaints against Block, INC.?

Yes, visit the Block, INC. company profile at readthecomplaint.com/company/block-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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