Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #17979789

Complaint Overview

Complaint ID: 17979789

Company: Go Capital Holdings, LLC

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Illinois

ZIP Code: 60148

Date Received: 2025-11-21T12:00:00-05:00

Date Sent to Company: 2025-11-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On the day of XX/XX/XXXX, I went in to XXXX XXXX illinois jeep dealership to buy out my own lease that was going to end. They took my information and I told them do you need to run my credit and he said No he is XXXX XXXX XXXX at this location. After I gave him my information he told me I should just get a brand new car and I said NO i am not interested in buying a new car I want my own car that I have on lease. He goes away and I get a notification that my credit was run by numerous accounts i told him you did this and he said No that what was i getting was a mistake. The next day XX/XX/year> I am in my home at XXXX am I get another notification that they pulled my credit 2 times! Once again without my consent. I called him and he said it was a mistake with the credit reporting companys. I need help to fix all those inquiries he did on purpose because he was trying to sell me a brand new car. Without my consent.

Frequently Asked Questions

What is Complaint #17979789 about?

Complaint #17979789 was filed against Go Capital Holdings, LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-11-21T12:00:00-05:00.

How did Go Capital Holdings, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Go Capital Holdings, LLC?

Yes, visit the Go Capital Holdings, LLC company profile at readthecomplaint.com/company/go-capital-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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