Checking or savings account -- Closing an account -- Complaint #17979303

Complaint Overview

Complaint ID: 17979303

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Other banking product or service

Issue: Closing an account

Sub-Issue: Can't close your account

State: North Carolina

ZIP Code: 27516

Date Received: 2025-11-20T12:00:00-05:00

Date Sent to Company: 2025-11-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Chime sent me a banking card without my consent. Not to mention, they got my name wrong on the card. When I called to cancel the account and card, they refused to cancel anything. When I ask why they sent me a card without me signing up for one, they refuse to explain that too. I highly suspect that they contribute to identity fraud as they are forcing me to bank with them with information that I never gave them.

Frequently Asked Questions

What is Complaint #17979303 about?

Complaint #17979303 was filed against Chime Financial INC regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2025-11-20T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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