Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17979302
Complaint Overview
Complaint ID: 17979302
Company: Sunbit, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 750XX
Date Received: 2025-11-20T12:00:00-05:00
Date Sent to Company: 2025-11-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I noticed that Sunbit is reporting a charge-off on my credit report for the amount of {$920.00}. This information is inaccurate and does not match my records.I never own this account and its fraud. I contacted the company requesting verification and supporting documentation regarding this debt. I also requested that they correct or remove any inaccurate information they are reporting to the credit bureaus. The company has [ failed to respond/ responded but did not provide documentation/ continued reporting inaccurate information ] despite my request. To date, the company has not provided evidence that the reported charge-off is valid, accurate, or belongs to me. Because the information being reported is incorrect and is negatively affecting my credit, I am requesting that the company investigate this matter and remove the inaccurate charge-off from all credit bureaus. I am also requesting written confirmation once the correction has been made.
Frequently Asked Questions
What is Complaint #17979302 about?
Complaint #17979302 was filed against Sunbit, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-20T12:00:00-05:00.
How did Sunbit, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Sunbit, INC.?
Yes, visit the Sunbit, INC. company profile at readthecomplaint.com/company/sunbit-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.