Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17969653
Complaint Overview
Complaint ID: 17969653
Company: Affirm Holdings, INC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 34982
Date Received: 2025-11-29T12:00:00-05:00
Date Sent to Company: 2025-11-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a formal complaint regarding a fraudulent account that has been opened in my name with Affirm Inc . I did not authorize the creation of this account, nor have I ever applied for any service or credit through Affirm. This account was opened under my name without my knowledge or consent, and it is negatively impacting my credit report. Details of the Complaint : An account has been opened in my name with Affirm Inc. without my knowledge or consent. I have never applied for any credit, loan, or service with Affirm. I did not authorize anyone to open an account or incur charges under my name. Despite reporting this issue to Affirm and the credit reporting agencies, the fraudulent account remains on my credit report. Account Information : Balance : {$930.00} Account Number : XXXX Account Status/Balance Updated : [ Insert if known, or " Date Unknown '' ]
Frequently Asked Questions
What is Complaint #17969653 about?
Complaint #17969653 was filed against Affirm Holdings, INC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-29T12:00:00-05:00.
How did Affirm Holdings, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Affirm Holdings, INC?
Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.