Debt collection -- False statements or representation -- Complaint #17966131
Complaint Overview
Complaint ID: 17966131
Company: Reliant Capital Solutions, LLC
Product: Debt collection
Sub-Product: Private student loan debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: New Jersey
ZIP Code: 08854
Date Received: 2025-11-29T12:00:00-05:00
Date Sent to Company: 2025-11-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Your recent communication included an account ledger ; however, the documentation provided is incomplete and inconsistent. The ledger contains chronological irregularities : XXXX sequence ends at XX/XX/XXXX through XX/XX/XXXX, followed by an unrelated entry from XX/XX/XXXX through XX/XX/XXXX, and another restart dated XX/XX/XXXX. The amounts listed are inconsistent with the original alleged balance your agency previously quoted. Your original balance was approximately {$8000.00}, yet your ledger has a balance of {$3200.00}. It never states the beginning balance amount. I obtained a credit notice from a different collection company regarding this same alleged account, originating from XXXX, with a different ( lower ) balance of {$6800.00} dated XX/XX/XXXX. The collector has provided records that are incorrect, inconsistent, and conflicting, and I dispute the validity and accuracy of this account.
Frequently Asked Questions
What is Complaint #17966131 about?
Complaint #17966131 was filed against Reliant Capital Solutions, LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-11-29T12:00:00-05:00.
How did Reliant Capital Solutions, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Reliant Capital Solutions, LLC?
Yes, visit the Reliant Capital Solutions, LLC company profile at readthecomplaint.com/company/reliant-capital-solutions-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.