Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17958659
Complaint Overview
Complaint ID: 17958659
Company: Guild Holdings Company
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Georgia
ZIP Code: 30223
Date Received: 2025-11-29T12:00:00-05:00
Date Sent to Company: 2025-11-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This letter serves as a formal dispute under the Fair Credit Reporting Act ( FCRA ) 602, 607 ( b ), 611, and 623, and the XXXX XXXX XXXX XXXX ( XXXX ) XXXX XXXX Reporting Standards. After reviewing my TransUnion credit file dated XX/XX/year> I identified multiple accounts reporting inaccurate, incomplete, inconsistent, and/or unverifiable information that violates the mandatory XXXX XXXX compliance structure.
Frequently Asked Questions
What is Complaint #17958659 about?
Complaint #17958659 was filed against Guild Holdings Company regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-29T12:00:00-05:00.
How did Guild Holdings Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Guild Holdings Company?
Yes, visit the Guild Holdings Company company profile at readthecomplaint.com/company/guild-holdings-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.