Checking or savings account -- Managing an account -- Complaint #17954664

Complaint Overview

Complaint ID: 17954664

Company: TD Bank US Holding Company

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Deposits and withdrawals

State: Massachusetts

ZIP Code: 02176

Date Received: 2025-11-27T12:00:00-05:00

Date Sent to Company: 2025-11-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Td Bank allowed skin laundry to take over {$1000.00} for my checking account unauthorized. I asked them to investigate and for skin laundry to provide the contractual basis for these withdrawals because they simply did not exist. Not only did they refuse to provide that investigative process, but they told me that it was not determined to be in my favor without even requesting required documents and contracts and allowing them without my authority to deduct {$1000.00} from my checking account which resulted in a negative balance and a consequence seizure of part of my SSXXXXI payment that month from TD Bank. They are not allowing me access to my account at this time because of these proceedings and my claim and process, but I can provide some snapshots and screenshots of some of the monies that were taken unauthorized. If you need names of managers at the banks and I spoke with three different managers at three different locations. I can provide that information as well. They all refused to cooperate despite stating that they would. The end result was again severe financial losses and conveniences and displacement.

Frequently Asked Questions

What is Complaint #17954664 about?

Complaint #17954664 was filed against TD Bank US Holding Company regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2025-11-27T12:00:00-05:00.

How did TD Bank US Holding Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against TD Bank US Holding Company?

Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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