Debt or credit management -- Unauthorized withdrawals or charges -- Complaint #17941169
Complaint Overview
Complaint ID: 17941169
Company: Ray Klein, INC.
Product: Debt or credit management
Sub-Product: Debt settlement
Issue: Unauthorized withdrawals or charges
State: Missouri
ZIP Code: 65807
Date Received: 2025-11-27T12:00:00-05:00
Date Sent to Company: 2025-11-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I had an item for sale on XXXX. A man purchased the item for {$550.00} and then immediately requests a refund. I Shipped my item to him because XXXX told me it was purchased. While my item was being shipped he canceled the transaction. XXXX says I need to repay the money while also the scammer receives my item that was already being shipped. So I've been scammed for the item and the money and its on my credit report. Professional credit service purchased the debt from XXXX.
Frequently Asked Questions
What is Complaint #17941169 about?
Complaint #17941169 was filed against Ray Klein, INC. regarding Debt or credit management specifically about Unauthorized withdrawals or charges. It was received by the CFPB on 2025-11-27T12:00:00-05:00.
How did Ray Klein, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt or credit management) and describe your issue in detail.
Can I see other complaints against Ray Klein, INC.?
Yes, visit the Ray Klein, INC. company profile at readthecomplaint.com/company/ray-klein-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.