Debt collection -- Attempts to collect debt not owed -- Complaint #17933304
Complaint Overview
Complaint ID: 17933304
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Florida
ZIP Code: 32811
Date Received: 2025-11-25T12:00:00-05:00
Date Sent to Company: 2025-11-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Transworld Systems is reporting a {$17000.00} collection account under the name XXXX XXXX XXXX FL. I am disputing this debt because it is not mine and I have never signed any contract with XXXX. My original vehicle contract ( attached ) clearly shows the only creditor was XXXX XXXX XXXX, NOT XXXX. There is no XXXX warranty, XXXX insurance, or service contract listed anywhere on my signed contract. There is no signature authorizing any XXXX product. The amount XXXX is attempting to collect does not match any amount in my contract. XXXX claims an original balance of {$13000.00} that somehow increased to {$17000.00}, but my signed contract shows no such amount and no relationship with XXXX at all. The dates also do not match. The alleged XXXX account is reported as opened on XX/XX/year>, but my actual vehicle contract was signed on XX/XX/year>. This makes the account factually impossible and incorrectly reported. I requested documentation and validation of this alleged debt, including a signed contract, itemization, and proof that XXXX was ever my creditor. No documentation was ever provided. This appears to be an attempt to collect a debt that I do not owe, based on an account I never agreed to, from a company I never did business with. This violates the FDCPA and FCRA. I am requesting a full investigation and removal of this inaccurate account from my credit report.
Frequently Asked Questions
What is Complaint #17933304 about?
Complaint #17933304 was filed against Transworld Systems INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-11-25T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.