Debt collection -- Took or threatened to take negative or legal action -- Complaint #17931622
Complaint Overview
Complaint ID: 17931622
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Texas
ZIP Code: 77075
Date Received: 2025-11-26T12:00:00-05:00
Date Sent to Company: 2025-11-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I reviewed the response provided by XXXX and I still see the same pattern. I did not ask for copies of bills or a repeat of information I already had. My issue is very simple. I never gave this company permission to handle anything related to my private details. I did not authorize XXXX to access my identifying information. I did not authorize them to store it. I did not authorize them to communicate with XXXX XXXX on my behalf. They keep repeating the same statement about receiving documents from the original provider, but they have not presented anything with my signature or my consent that allows this third party to obtain my information or maintain files about me. They are operating as an outside company and they have not shown lawful proof that they were allowed to take possession of my personal details. Providing bills is not the same as showing authorization. Validation of a balance is not the same as proving consent to handle private data. They continue to avoid the real question.
Frequently Asked Questions
What is Complaint #17931622 about?
Complaint #17931622 was filed against Transworld Systems INC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-11-26T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.