Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17921414
Complaint Overview
Complaint ID: 17921414
Company: College Foundation, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: North Carolina
ZIP Code: XXXXX
Date Received: 2025-11-27T12:00:00-05:00
Date Sent to Company: 2025-11-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute inaccurate information appearing on my credit report relating to an account previously serviced by College Foundation , Inc . Creditor : XXXX XXXX I Account Type : Education Loan Account Status : Closed Closed Date : XX/XX/XXXX Reported Late Payments : XX/XX/XXXX days late showing XXXX Last Payment Reported : XX/XX/XXXX This account has been closed and transferred, and therefore should not continue affecting my credit report with late payment notations. Since the account is no longer active and is no longer in the creditors possession, the late payment reporting is inaccurate and misleading. I am requesting you to : 1. Conduct a reinvestigation into the accuracy of the late payment history 2. Verify with XXXX XXXX whether any delinquencies should still be reported after transfer/closure 3. Remove or correct the inaccurate late payment reporting under FCRA 602 and 611 These late payments are harming my credit score even though the account is no longer active and should not continue to be updated or reported in this manner. Please send me written confirmation of your findings and any corrections made.
Frequently Asked Questions
What is Complaint #17921414 about?
Complaint #17921414 was filed against College Foundation, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-27T12:00:00-05:00.
How did College Foundation, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against College Foundation, INC.?
Yes, visit the College Foundation, INC. company profile at readthecomplaint.com/company/college-foundation-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.