Prepaid card -- Trouble using the card -- Complaint #17903932

Complaint Overview

Complaint ID: 17903932

Company: Incomm Holdings INC.

Product: Prepaid card

Sub-Product: General-purpose prepaid card

Issue: Trouble using the card

Sub-Issue: Trouble using the card to spend money in a store or online

State: Florida

ZIP Code: 32221

Date Received: 2025-12-09T12:00:00-05:00

Date Sent to Company: 2025-12-10T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/year>, I purchased XXXX XXXX XXXX e-gift cards ( {$500.00} and {$80.00} ) from XXXX, and since receiving them I have not been able to use them anywhere. All online transactions are declined because the cards can not be registered with a billing ZIP code, which causes address-verification failure, and they also can not be added to XXXX, XXXX XXXX XXXX or XXXX XXXX XXXX Customer service repeatedly claims nothing is wrong, yet every merchant declines the cards, leaving me unable to access the funds I paid for and causing financial hardship because I needed this money for bills. The company has refused to provide any effective solution.

Frequently Asked Questions

What is Complaint #17903932 about?

Complaint #17903932 was filed against Incomm Holdings INC. regarding Prepaid card specifically about Trouble using the card. It was received by the CFPB on 2025-12-09T12:00:00-05:00.

How did Incomm Holdings INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Prepaid card) and describe your issue in detail.

Can I see other complaints against Incomm Holdings INC.?

Yes, visit the Incomm Holdings INC. company profile at readthecomplaint.com/company/incomm-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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