Vehicle loan or lease -- Problems at the end of the loan or lease -- Complaint #17903120

Complaint Overview

Complaint ID: 17903120

Company: Nissan Motor Acceptance Company LLC

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Problems at the end of the loan or lease

Sub-Issue: Problem with paying off the loan

State: New York

ZIP Code: 12020

Date Received: 2025-12-09T12:00:00-05:00

Date Sent to Company: 2026-02-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

A few months ago, I noticed a {$270.00} late fee charge attached to my monthly bill of which I disputed with and NMAC. The company failed to amend my bill. I mail two payments thereafter, and the charge was deducted from the payment. However, the same charge we repaired the next month and I am being charged penalty fees on the late charge. I did contact the New York State Attorney Generals office of consumer protection filing a complaint. I received the response on XX/XX/year> with no follow through I am at the end of this loan and I feel helpless. Im a XXXX. Ive been robbed by Nissan purchasing this car which is a very poor quality and I feel like Nissan is going to give me XXXX to get out of this loan. I need your help please Im not rich. Im poor and I work very hard

Frequently Asked Questions

What is Complaint #17903120 about?

Complaint #17903120 was filed against Nissan Motor Acceptance Company LLC regarding Vehicle loan or lease specifically about Problems at the end of the loan or lease. It was received by the CFPB on 2025-12-09T12:00:00-05:00.

How did Nissan Motor Acceptance Company LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Nissan Motor Acceptance Company LLC?

Yes, visit the Nissan Motor Acceptance Company LLC company profile at readthecomplaint.com/company/nissan-motor-acceptance-company-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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