Debt collection -- Attempts to collect debt not owed -- Complaint #17898915
Complaint Overview
Complaint ID: 17898915
Company: Northstar Location Services, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Texas
ZIP Code: 77007
Date Received: 2025-11-28T12:00:00-05:00
Date Sent to Company: 2025-11-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
* * CFPB Complaint Debt Not Validated/ Potential FCRA & FDCPA Violations * * * * Complainant : * * XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX * * Date : * * XX/XX/year> -- - I am filing this complaint against * * Northstar Location Services , LLC * *, who is attempting to collect an alleged XXXX XXXX XXXX debt without providing the legally required validation. I requested validation under * * FDCPA 15 U.S.C. 1692g ( b ) * *. They have * * not * * provided : * Proof the debt is mine * Proof they have the legal right to collect * Full itemization of the balance * Original contract or agreement * Chain of title/assignment They are still attempting collection activity while failing to validate the debt, which violates the FDCPA. Under * * FCRA 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) * *, they may * * not * * report or verify any information that is unverified or inaccurate. They have already confirmed the debt is * * not on TransUnion * *, raising concern about inconsistent or inaccurate reporting with Experian and Equifax.
Frequently Asked Questions
What is Complaint #17898915 about?
Complaint #17898915 was filed against Northstar Location Services, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-11-28T12:00:00-05:00.
How did Northstar Location Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Northstar Location Services, LLC?
Yes, visit the Northstar Location Services, LLC company profile at readthecomplaint.com/company/northstar-location-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.