Debt collection -- Attempts to collect debt not owed -- Complaint #17896082
Complaint Overview
Complaint ID: 17896082
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Nevada
ZIP Code: 89031
Date Received: 2025-11-24T12:00:00-05:00
Date Sent to Company: 2025-11-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This complaint concerns a fraudulent collection account being reported by TRANSWORLD SYSTEMS under account ending XXXX. I am a documented victim of identity theft and filed FTC Identity Theft Report No. XXXX, which details multiple fraudulent accounts, false addresses, and unauthorized inquiries in my name. TRANSWORLD SYSTEMS is reporting a debt that stems from criminal misuse of my identity. The account does not belong to me, and any reporting or collection activity violates : FCRA 605B ( identity theft blocking requirement ) FCRA 611 ( failure to reinvestigate accurately ) FCRA 623 ( furnishing known inaccurate information ) FDCPA 1692e, 1692f ( misrepresentation & unfair collection ) Their continued reporting harms my credit standing, causes hardship, and ignores the identity-theft documents already provided.
Frequently Asked Questions
What is Complaint #17896082 about?
Complaint #17896082 was filed against Transworld Systems INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-11-24T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.