Debt collection -- Attempts to collect debt not owed -- Complaint #17895545
Complaint Overview
Complaint ID: 17895545
Company: National Credit Systems,INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Washington
ZIP Code: 98103
Date Received: 2025-10-16T12:00:00-05:00
Date Sent to Company: 2025-11-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
his is a follow-up to a previous CFPB complaint ( # XXXX ) regarding an inaccurate debt collection by National Credit Systems ( NCS ) . The core issue remains unresolved. NCS is falsely reporting a rental debt of {$11000.00} that I do not owe, stemming from a lease at XXXX XXXX XXXX XXXX for a period I did not reside there ( approx. XXXX ). This appears to be the result of identity theft or a clerical error. My disputes and requests for validation have been ignored or met with inadequate, burdensome demands.
Frequently Asked Questions
What is Complaint #17895545 about?
Complaint #17895545 was filed against National Credit Systems,INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-10-16T12:00:00-05:00.
How did National Credit Systems,INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Systems,INC.?
Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.