Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #17880087
Complaint Overview
Complaint ID: 17880087
Company: Discover Bank
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Mississippi
ZIP Code: 38655
Date Received: 2025-10-22T12:00:00-05:00
Date Sent to Company: 2025-12-09T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XX/XX/XXXX {$12000.00} Signed under Debt Settlement company XX/XX/XXXX Court ordered to be paid by the " spouse '' XX/XX/XXXX Certified mailed with Temporary order and a Contempt paper to the assigned attorney but never received a respond I have over XXXX emails XXXX me and the company. They finally told me they went out of business... XX/XX/XXXX : Started calling and trying to dispute all XXXX through XXXX main credit reporting companies Also, called the credit card companies directly. Asked for 1099-C and the copy of transaction being sold to the third party. was told they tried to mail it to me but never received it. I was using a XXXX til XX/XX/XXXX when i started renting from a friend 's father. XXXX/XXXX : they updated/ disputed XXXX out of XXXX, but all XXXX are still not reporting the same. XX/XX/XXXX & XX/XX/XXXX ( XXXX ) {$1400.00} ( XXXX ) {$8100.00} have been asking them to provide me with 1099-c, asked for another copy of the debt being sold .. and i still have yet to heard a respond but just updated to " Remaining '' This was court ordered to be responsible by the spouse and has caused me personally tremendous stress affecting my custody due to not able to obtaining housing due to the score and also not able to say goodbye to my father before his passing in XXXX XXXX XX/XX/XXXX XXXX
Frequently Asked Questions
What is Complaint #17880087 about?
Complaint #17880087 was filed against Discover Bank regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-10-22T12:00:00-05:00.
How did Discover Bank respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Discover Bank?
Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.