Debt collection -- False statements or representation -- Complaint #17878835

Complaint Overview

Complaint ID: 17878835

Company: Americas Car-Mart, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Mississippi

ZIP Code: 386XX

Date Received: 2025-11-29T12:00:00-05:00

Date Sent to Company: 2025-11-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

To Whom it May Concern I am writing this letter in response to your communication dated XX/XX/year> regarding an alleged debt you claim i owe. this letter is a formal request for validation of the debt, as is my right under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g. Please provide all validation and documentation for any alleged accounts connected with the following. XXXX. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Please provide full validation and documentation connected with the following businesses.

Frequently Asked Questions

What is Complaint #17878835 about?

Complaint #17878835 was filed against Americas Car-Mart, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-11-29T12:00:00-05:00.

How did Americas Car-Mart, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Americas Car-Mart, INC.?

Yes, visit the Americas Car-Mart, INC. company profile at readthecomplaint.com/company/americas-car-mart-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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