Debt collection -- Took or threatened to take negative or legal action -- Complaint #17875264

Complaint Overview

Complaint ID: 17875264

Company: Resurgent Capital Services L.P.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: Virginia

ZIP Code: XXXXX

Date Received: 2025-11-14T12:00:00-05:00

Date Sent to Company: 2025-12-09T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

Upon viewing my credit reports via identity alert. On my XXXX and XXXX credit reports. LVNV Funding LLC, and RESURGENT CAPITAL SERVICES LLP. Did cause entries on my credit file listing " NEW ACCOUNT '' when, in fact, they are accounts in collections, there were two accounts for a company XXXX XXXX XXXX LVNV did add a " New Account '' as of XX/XX/year> for the amount of {$3400.00}. On XX/XX/year> Lvnv reported another account that I had with XXXX XXXX. For the amount of {$1000.00}. Reported as " open account '' as of XXXX, with updated status on XX/XX/year>. Now I find this deceitful.I had also received a letter regarding l v and v from an attorney 's office, XXXX XXXX in Michigan, where I wrote a cease and desist and alleged, if it was my debt, they were to provide all information. As of XXXX XXXX, I have not received anything from XXXX XXXX I refuse to file bankruptcy.I 'm currently getting social security XXXX, please do not disclose this to these companies. And i'm on a fixed income. I find their axe deceitful, and I request that they have the accounts paid in full for what they did. I also want to note that XXXX involved my social security and my date of birth in a XXXX incident in XXXX about in XXXX. To have a credit agency exposed, my personal information is unacceptable.I would like consumer financial to help me on both ends, and I feel that i'm being attacked by these debt brokers cause apparently they've sold the debts, but that XXXX allowed my personal data to be exposed. Additional information was that i'm also a victim of the XXXX XXXX XXXX, which exposed my personal information and my fingerprints. I'm currently under identity monitoring by XXXX and XXXX. I want these data brokers to leave me alone because being contacted by an attorney and then having them deceitfully, put quote new account on my credit file is unacceptable. I also intend to notify my attorney general 's office and file.Police reports on l v and v and XXXX.I might even do a civil lawsuit against XXXX.For disclosure of my personal data. This is very serious and this is illegal and it is also a violation of my virginia privacy credit act. I request CFPB to investigate these allegations and take action against resurgent capital, LVNV Funding, XXXX for releasing my information, and XXXX and XXXX for the final 2 credit agencies for failure too properly, protect my credit files and allow these companies to put these derogatory inaccurate. Information on my credit reports. If resurgent l v and v does not completely wipe out my debt or allege debts on both accounts in the amounts of {$3400.00} and {$1000.00}, i will contact law enforcement and the attorney general of virginia and take action against them. I'm also reporting XXXX, too virginia.Attorney general office. Note : i already have a pending investigation with CFPB for the XXXX personal information disclosure.

Frequently Asked Questions

What is Complaint #17875264 about?

Complaint #17875264 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-11-14T12:00:00-05:00.

How did Resurgent Capital Services L.P. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Resurgent Capital Services L.P.?

Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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