Debt collection -- Took or threatened to take negative or legal action -- Complaint #17874488
Complaint Overview
Complaint ID: 17874488
Company: Lien Enforcement INC
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: California
ZIP Code: 90020
Date Received: 2025-11-18T12:00:00-05:00
Date Sent to Company: 2025-12-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a complaint against Lien Enforcement , IncXXXX of XXXX, FL for ongoing unauthorized debits and violations of federal and state debt collection laws. On XX/XX/year>, I sent a formal written dispute to Lien Enforcement , Inc., revoking authorization for all future debits and requesting debt validation. Despite receiving my letter, the company has debited my credit card multiple times without my consent or any written response. I sent XXXX additional follow-up letters, each requesting a refund, account closure, and cessation of further debits. To date, the company has failed to respond to any of my letters, provide debt validation, or refund the unauthorized chargesall in violation of the Fair Debt Collection Practices Act ( FDCPA ) and the California XXXX XXXX. I have disputed these charges with my bank ( XXXX XXXX, claim number XXXX XXXX XXXX ) and provided documentation of my correspondence, proof of delivery, and transaction records. I am requesting CFPB assistance to recover my funds, stop future unauthorized debits, and ensure Lien Enforcement , Inc. complies with consumer protection laws.
Frequently Asked Questions
What is Complaint #17874488 about?
Complaint #17874488 was filed against Lien Enforcement INC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-11-18T12:00:00-05:00.
How did Lien Enforcement INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lien Enforcement INC?
Yes, visit the Lien Enforcement INC company profile at readthecomplaint.com/company/lien-enforcement-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.