Credit reporting or other personal consumer reports -- Problem with fraud alerts or security freezes -- Complaint #17874440

Complaint Overview

Complaint ID: 17874440

Company: Lexisnexis

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with fraud alerts or security freezes

State: Indiana

ZIP Code: 46410

Date Received: 2025-11-16T12:00:00-05:00

Date Sent to Company: 2025-12-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXXXXXX XXXX XXXX LexisNexis While My LexisNexis File Is Frozen Summary : I placed a security freeze on my LexisNexis consumer file. Despite that, XXXX claims they verified information using LexisNexis. A freeze should block access. I believe XXXX either accessed my data improperly or is misrepresenting the verification source. I also believe LexisNexis may be sharing or feeding data in ways that bypass a consumer freeze.

Frequently Asked Questions

What is Complaint #17874440 about?

Complaint #17874440 was filed against Lexisnexis regarding Credit reporting or other personal consumer reports specifically about Problem with fraud alerts or security freezes. It was received by the CFPB on 2025-11-16T12:00:00-05:00.

How did Lexisnexis respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Lexisnexis?

Yes, visit the Lexisnexis company profile at readthecomplaint.com/company/lexisnexis to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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