Debt collection -- Attempts to collect debt not owed -- Complaint #17873862
Complaint Overview
Complaint ID: 17873862
Company: I.C. System, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: New York
ZIP Code: 104XX
Date Received: 2025-11-16T12:00:00-05:00
Date Sent to Company: 2025-12-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I informed I C Systems that they had the right address but the wrong XXXX XXXX I never lived in XXXX XXXX. I also showed evidence that the property had a fire on XX/XX/XXXX. The dept of buildings placed a vacate order on the building from XX/XX/XXXX- XX/XX/XXXX. So the billing documents that IC Systems provided were impossible. This collection appears to be associated with the correct building but the wrong apartment unit, which means the debt is not mine. Additionally, the property was condemned during the period you claim the balance accrued, raising questions about the legality and collectability of any charges. Please provide the following : XXXX. Proof that I was the legal tenant of the specific apartment you claim owes this debt. XXXX. A full itemized breakdown of the charges. XXXX. A copy of the original contract, lease, or agreement showing I am responsible for this balance. XXXX. Documentation showing the debt was legally collectible during the propertys condemned status. XXXX. Proof that your company is legally authorized to collect this debt. XXXX. A copy of the assignment or purchase agreement transferring this debt to IC Systems. Until you provide all of the above, you must cease all collection activity, including reporting this debt to any credit bureau. If you can not validate the debt completely, you must delete the trade line from all credit reporting agencies Re : Dispute of Inaccurate Collection Request for Deletion Account : IC Systems {$8200.00} FCRA 602 ( A ) & 611 To XXXX XXXX XXXX XXXX XXXX XXXX XXXX IC Systems XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX I am disputing the collection account reported by IC Systems in the amount of {$8200.00}. Account # XXXX, XXXX Account XXXX. The account is factually inaccurate because the alleged debt is associated with the correct building but the WRONG apartment unit, meaning it does not belong to me. Additionally, the property was condemned during the period of the alleged charges, making the debt legally questionable, improperly assigned, and potentially uncollectible. Under the Fair Credit Reporting Act ( FCRA 602A, 607B, 611 ), you are required to remove information that is : inaccurate incomplete unverifiable Since the apartment number is incorrect and the debt arises from a condemned property, this account can not be verified and must be deleted entirely, not corrected. Please conduct a reinvestigation and delete this account from my credit file
Frequently Asked Questions
What is Complaint #17873862 about?
Complaint #17873862 was filed against I.C. System, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-11-16T12:00:00-05:00.
How did I.C. System, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against I.C. System, INC.?
Yes, visit the I.C. System, INC. company profile at readthecomplaint.com/company/i-c-system-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.