Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #17871883
Complaint Overview
Complaint ID: 17871883
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Florida
ZIP Code: 33607
Date Received: 2025-11-22T12:00:00-05:00
Date Sent to Company: 2025-12-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
In the month of XXXX of the year 2025 I was tricked into signing a fraudulent contract with The XXXX XXXX located in XXXX FLorida. There were several contract disputes with the contract such as repairs being made. I moved out of the XXXX XXXX, which I had a right to do and they are claiming that I owe them something. The contract is in Dispute! Thats what a contract is, its an agreement between XXXX or more people. Either side can violate the terms of the contract and when that happens then a judge has to settle the dispute. Neither side can legally claim anything untill the Judge rule 's. The way it works is nobody owes anybody anything untill the judge rules on it and at that point a little piece of white paper is obtained by XXXX of the parties. Its called a Judgement! The XXXX has no Judgement on me therefore I don't owe anybody anything. I explained this to Equifax but they keep saying that the XXXX validated the debt. This is fraud!!! This is fraud by EquiFax. EquiFax and XXXX XXXX are XXXX XXXX against me. Equifax is reporting inaccurate information on my credit report. I should be able to sue them. The last XXXX of that account number is XXXX
Frequently Asked Questions
What is Complaint #17871883 about?
Complaint #17871883 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-11-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.