Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17851407
Complaint Overview
Complaint ID: 17851407
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: New Jersey
ZIP Code: 07036
Date Received: 2025-12-08T12:00:00-05:00
Date Sent to Company: 2025-12-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
am a confirmed human trafficking survivor, verified by the New York XXXX XXXX XXXX XXXX and XXXX XXXX ( OTDA # XXXX ). During my trafficking period, multiple negative accounts, charge-offs, and inaccurate items were reported on my credit file. These items were directly connected to coercion, instability, and circumstances outside my control. Although the company eventually corrected or removed the inaccurate information, the damage had already been done. I suffered years of financial harm, including denials for housing, auto loans, higher deposits, higher interest rates, emotional distress, and long-term credit score damage. On XX/XX/year>, I submitted a formal written demand for compensation for the harm caused by their inaccurate reporting, pursuant to the Fair Credit Reporting Act ( FCRA ). I have not received an adequate response to my compensation request. I am filing this complaint because the inaccurate reporting caused significant financial and emotional damages before it was corrected, and the company has not addressed my request for compensation. I am asking the CFPB to require the company to review and respond to my compensation demand.
Frequently Asked Questions
What is Complaint #17851407 about?
Complaint #17851407 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.