Debt collection -- Attempts to collect debt not owed -- Complaint #17834999

Complaint Overview

Complaint ID: 17834999

Company: Ccs Financial Services, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Illinois

ZIP Code: 60626

Date Received: 2025-11-23T12:00:00-05:00

Date Sent to Company: 2025-11-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I am requesting the removal, investigation, or correction of any and all items connected to the following variations, misspellings, or representations of my name, including but not limited to : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Any other spelling that does not exactly match : XXXX XXXX These accounts and name variations do not belong to me and were never opened, authorized, or used by me. Please investigate these discrepancies under the Fair Credit Reporting Act ( FCRA ) and remove any fraudulent or inaccurately reported information from my credit file. I am requesting written confirmation of your findings and the updates made to my credit report. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX

Frequently Asked Questions

What is Complaint #17834999 about?

Complaint #17834999 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-11-23T12:00:00-05:00.

How did Ccs Financial Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Ccs Financial Services, INC.?

Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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