Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17827902
Complaint Overview
Complaint ID: 17827902
Company: National Credit Systems,INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Louisiana
ZIP Code: 70605
Date Received: 2025-11-23T12:00:00-05:00
Date Sent to Company: 2025-11-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing a collection account reported by National Credit Systems that is inaccurate and causing ongoing harm to my credit score. I previously disputed this account with the credit bureaus and provided official documentation from the apartment/property management confirming that my balance was {$0.00} at move-out. Despite providing proof, National Credit Systems continues to report this debt as owed and placed for collection. This reporting is false, incomplete, and violates both the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). The information has not been corrected after multiple disputes, and it is negatively affecting my credit score and ability to obtain housing and credit. I am requesting that the CFPB investigate National Credit Systems and that this inaccurate collection be corrected or removed from my credit reports immediately.
Frequently Asked Questions
What is Complaint #17827902 about?
Complaint #17827902 was filed against National Credit Systems,INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-23T12:00:00-05:00.
How did National Credit Systems,INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against National Credit Systems,INC.?
Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.