Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #17826814
Complaint Overview
Complaint ID: 17826814
Company: Corelogic INC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: North Carolina
ZIP Code: 27889
Date Received: 2025-10-16T12:00:00-05:00
Date Sent to Company: 2025-11-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, This letter serves as a formal dispute and demand for deletion of several unauthorized credit inquiries appearing on my Experian credit report. Under my rights granted by the Fair Credit Reporting Act ( FCRA ), particularly 604 ( a ) and 611 ( a ), I am requesting that Experian immediately reinvestigate and remove all inquiries that can not be verified as having a permissible purpose or my written authorization. Upon reviewing my credit file, I identified the following unauthorized inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX I did not authorize or initiate any credit applications or transactions with these entities. As such, these inquiries lack permissible purpose under FCRA 604 ( a ) and must be deleted immediately if the inquiring parties can not produce valid, written authorization signed by me. Under FCRA 611 ( a ), you are legally required to conduct a reasonable reinvestigation of this dispute within 30 days and provide written documentation verifying each inquirys authorization. If verification can not be obtained, these entries must be permanently deleted from my credit file. Please provide written confirmation of : 1. The results of your reinvestigation, 2. Documentation proving I authorized each inquiry ( if available ), and 3. Notice of deletion for any unverifiable or unauthorized inquiries. If Experian fails to comply with these obligations, I will be filing complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and the XXXX XXXX Attorney Generals Office for enforcement of my rights under federal law. Thank you for your prompt attention and compliance. I expect written confirmation of the results within the time frame allowed by law. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #17826814 about?
Complaint #17826814 was filed against Corelogic INC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-10-16T12:00:00-05:00.
How did Corelogic INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Corelogic INC?
Yes, visit the Corelogic INC company profile at readthecomplaint.com/company/corelogic-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.