Debt or credit management -- Charged upfront or unexpected fees -- Complaint #17814236

Complaint Overview

Complaint ID: 17814236

Company: Merchants & Medical Adjustment Bureau, INC. DBA Credit Bureau Associates

Product: Debt or credit management

Sub-Product: Debt settlement

Issue: Charged upfront or unexpected fees

State: Texas

ZIP Code: 77088

Date Received: 2025-12-07T12:00:00-05:00

Date Sent to Company: 2025-12-07T12:00:00-05:00

Company Response: Untimely response

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

1. NOT MINE / NO KNOWLEDGE 2. DUPLICATE ACCOUNT 3. INCORRECT BALANCE 4. WRONG ACCOUNT STATUS 5. INVALID / UNVERIFIABLE ACCOUNT 6. WRONG DATE OF LAST ACTIVITY / REPORTING DATE 7. WRONG ORIGINAL CREDITOR / COLLECTION AGENCY 8. ACCOUNT PAID BUT STILL SHOWING NEGATIVE 9. BALANCE SHOULD BE ZERO ( AFTER EVICTION, SETTLEMENT, ETC. ) 10. IDENTITY THEFT / FRAUD DISPUTE 11. COLLECTION AGENCY CAN NOT VALIDATE DEBT 12. WRONG ACCOUNT TYPE OR OWNER 13. INCORRECT PAYMENT HISTORY

Frequently Asked Questions

What is Complaint #17814236 about?

Complaint #17814236 was filed against Merchants & Medical Adjustment Bureau, INC. DBA Credit Bureau Associates regarding Debt or credit management specifically about Charged upfront or unexpected fees. It was received by the CFPB on 2025-12-07T12:00:00-05:00.

How did Merchants & Medical Adjustment Bureau, INC. DBA Credit Bureau Associates respond to this complaint?

The company responded with: "Untimely response". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt or credit management) and describe your issue in detail.

Can I see other complaints against Merchants & Medical Adjustment Bureau, INC. DBA Credit Bureau Associates?

Yes, visit the Merchants & Medical Adjustment Bureau, INC. DBA Credit Bureau Associates company profile at readthecomplaint.com/company/merchants-medical-adjustment-bureau-inc-dba-credit-bureau-associates to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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