Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17376603
Complaint Overview
Complaint ID: 17376603
Company: Global Lending Services LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Tennessee
ZIP Code: 37115
Date Received: 2025-11-19T12:00:00-05:00
Date Sent to Company: 2025-11-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The uploaded repo documents show the lenders Payment History Statement listing Repossession, Vehicle Sale, and an auction-sale credit of about {$7300.00}, proving the vehicle was taken and sold and that no payment was made by me. The credit bureaus are reporting a false last payment after repossession, which contradicts the lenders own documents and is materially inaccurate. I requested all required repossession-sale documentsNotice of Intent to Sell, Post-Repossession Notice, Auction/Sale Confirmation, Bill of Sale, Bid Sheet , Full Deficiency Calculation, and a complete transaction ledger. None of these required UCC Article 9 documents were provided, meaning the company can not validate any balance or the reporting being furnished. Despite clear evidence, the company and bureaus continued to verify inaccurate information in violation of FCRA 602 ( a ), 607 ( b ), 611, and 623 ( a ). I am issuing a cease and desist regarding all inaccurate or unverified reporting and demanding permanent deletion from all credit bureaus. These violations caused emotional distress, medical hardship, and financial harm, including being unable to secure housing. I am requesting {$10000.00} in monetary compensation and CFPB intervention to obtain the missing documents and require correction or deletion within 10 days.
Frequently Asked Questions
What is Complaint #17376603 about?
Complaint #17376603 was filed against Global Lending Services LLC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-19T12:00:00-05:00.
How did Global Lending Services LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Global Lending Services LLC?
Yes, visit the Global Lending Services LLC company profile at readthecomplaint.com/company/global-lending-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.