Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17286078
Complaint Overview
Complaint ID: 17286078
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Michigan
ZIP Code: 48336
Date Received: 2025-11-16T12:00:00-05:00
Date Sent to Company: 2025-11-16T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am the victim of identity theft. Multiple accounts, inquiries, and negative items appearing on my credit reports were created without my knowledge or authorization. Someone used my personal identifying information to open credit accounts, generate inquiries, and create negative payment history that does not belong to me. I filed an FTC Identity Theft Report and submitted a formal identity theft affidavit under FCRA 605B. Despite properly notifying the credit reporting agencies and furnishers, my credit file still contains fraudulent accounts, unauthorized inquiries, and inaccurate personal information. These items continue to harm me financially and interfere with my ability to secure reliable transportation, maintain stable housing, and manage medical needs. The fraudulent items include : XXXX XXXX XXXX XXXX ( fraud ) XXXX XXXX XXXX account ( fraud ) XXXX XXXX charged-off account ( fraud ) Any telecom self-reported accounts I did not authorize Multiple unauthorized hard inquiries Incorrect personal information including wrong names and wrong addresses The agencies have a legal obligation under FCRA 605B to block and delete this information within 4 business days once notified. They have not removed the fraudulent accounts as required. I did not open these accounts, I did not authorize these inquiries, and I did not approve the use of my personal information. I am requesting the CFPBs assistance in enforcing my rights under the FCRA.
Frequently Asked Questions
What is Complaint #17286078 about?
Complaint #17286078 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-16T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.