Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #17127902

Complaint Overview

Complaint ID: 17127902

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Indiana

ZIP Code: 472XX

Date Received: 2025-11-09T12:00:00-05:00

Date Sent to Company: 2025-11-19T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Dear TransUnion, I am writing to formally dispute certain information on my TransUnion credit report related to the account listed below. I am not requesting deletion of the account, but I am disputing the late payment history associated with it, as I believe these entries are inaccurate and do not reflect my true payment record. Account Information : Account Name : XXXX XXXX Account Number : XXXX Date Opened : XX/XX/2020 Balance : {$100000.00} Reason for Dispute : The late payments reported for this account are incorrect. I have maintained timely payments, and there may have been a reporting or posting error by the creditor or data furnisher. These inaccuracies are negatively impacting my credit report and do not represent my actual payment behavior.

Frequently Asked Questions

What is Complaint #17127902 about?

Complaint #17127902 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-11-09T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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