Debt collection -- False statements or representation -- Complaint #17127349
Complaint Overview
Complaint ID: 17127349
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Maryland
ZIP Code: 21014
Date Received: 2025-11-09T12:00:00-05:00
Date Sent to Company: 2025-11-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
b'CFPB Complaint Transworld Systems, Inc.\n\nCategory: Debt collection Attempted to collect wrong amount / debt not verified \nCompany: Transworld Systems, Inc.\nReference Account: XXXX XXXX Acct. No.XXXX\n\nWhat Happened\n\nTransworld Systems, Inc. is reporting an American Express account that has been handled by multiple agencies, including XXXX XXXX XXXX XXXX. and XXXX XXXX XXXX.\nEach collector reports conflicting data for the same alleged account including different Date Opened, Date of Last Activity, Date of Last Payment, and Comments/ Status fields causing the account to appear as multiple debts on my credit reports.\n\nI disputed these errors in writing with the credit bureaus and with Transworld directly by certified mail. Each dispute was delivered and signed for (XXXX XXXX receipts attached). # XXXX XXXX XXXX XXXX XXXX XXXX\nDespite receipt, Transworld failed to provide proper validation or to mark the tradeline as disputed, continuing to furnish inaccurate information. This conduct violates FDCPA 1692g(b) and FCRA 1681s-2(a)(3) and (b).'
Frequently Asked Questions
What is Complaint #17127349 about?
Complaint #17127349 was filed against Transworld Systems INC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-11-09T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.