Debt collection -- False statements or representation -- Complaint #17127278
Complaint Overview
Complaint ID: 17127278
Company: Lyons, Doughty & Veldhuis, Pc
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Maryland
ZIP Code: 21061
Date Received: 2025-11-09T12:00:00-05:00
Date Sent to Company: 2025-11-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXXFollow-Up to CFPB Case XXXXXXXX LDV Law Misrepresentation and Continued Collection After Dispute\n\nI am submitting this follow-up complaint because Lyons, Doughty & Veldhuis, P.C. (LDV Law) provided false information to the CFPB and continued collection contact after I formally disputed the debt and requested validationXXXXTIMELINEXXXX XXXX I received a debt collection letter from LDV Law on behalf of XXXX XXXX XXXX (XXXX XXXXXXXX XXXX XXXXXXXX XXXX account)XXXX XXXX I mailed a debt-validation request via certified mail (tracking no. XXXX XXXX XXXX XXXX XXXX XXXX).XXXX XXXX USPS confirmed LDV Law received my letter.XXXX XXXX I received eleven collection emails from XXXX with the subject John, please choose a resolution option for your XXXX acct. (Dates: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX).\XXXX XXXX I replied by email reminding them that the debt was disputed and requesting all communication stop until full validation was provided. LDV Law replied with an email claiming a copy of the validation was attached, but no proper validation documents were included and nothing was ever mailed to me.XXXX XXXX I filed CFPB complaint XXXX XXXX LDV Laws official CFPB response falsely stated: Our office then provided information and documentation to the complainant that satisfied the requirements of the FDCPA/Reg F by way of our letter dated XXXX XXXX XXXX and we withheld contact with the complainant until this validation was provided. This statement is untrueno letter was ever received, and they emailed me repeatedly after XXXXVIOLATIONS\n FDCPA 1692g(b): Continued collection activity after written dispute and before mailing validation.\n FDCPA 1692e(10): False or misleading representation to both the CFPB and the consumer.\n FDCPA 1692c(c): Contacting me electronically after written request for mail-only communication.\n\nREQUESTED ACTION\nPlease require LDV Law, P.C. to produce objective proof of mailing or delivery of the alleged XXXX XXXX XXXXXXXX validation letter (such as USPS or third-party vendor mailing records) and determine whether their conduct constitutes violations of the FDCPA and misrepresentation in their CFPB response.\n\nATTACHMENTS\n LDV Law initial letter dated XXXX XXXX My XXXX certified debt-validation request \n USPS delivery confirmation dated XXXX XXXX Sample collection emails received after XXXX XXXX LDV Laws XXXX CFPB response letter\n\nI certify the above information is true and accurate to the best of my knowledge.'
Frequently Asked Questions
What is Complaint #17127278 about?
Complaint #17127278 was filed against Lyons, Doughty & Veldhuis, Pc regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-11-09T12:00:00-05:00.
How did Lyons, Doughty & Veldhuis, Pc respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lyons, Doughty & Veldhuis, Pc?
Yes, visit the Lyons, Doughty & Veldhuis, Pc company profile at readthecomplaint.com/company/lyons-doughty-veldhuis-pc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.