Debt collection -- Attempts to collect debt not owed -- Complaint #17119580
Complaint Overview
Complaint ID: 17119580
Company: Transunion Intermediate Holdings, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Tennessee
ZIP Code: 37130
Date Received: 2025-11-08T12:00:00-05:00
Date Sent to Company: 2025-11-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX, TN XXXX SSN ( last XXXX ) : XXXX Date : XX/XX/XXXX To : TransUnion XXXX. XXXX XXXX XXXX, PA XXXX Subject : Dispute of Unverified Third-Party Collection Accounts/ Request for Deletion Dear TransUnion XXXX Department XXXX I am submitting this notice to dispute and request removal of the following collection accounts from my TransUnion credit file : Automated Collections Account # XXXX XXXX XXXX XXXX Account # XXXX I C System Account # XXXX These accounts were reported to my consumer report without proper notice or validation, which is required prior to furnishing under Regulation XXXX ( CFPB, effective XX/XX/XXXX ) and FDCPA XXXX ( a ) regarding restrictions on credit reporting of unverified debt. Additionally, under XXXX U.S.C. XXXX ( c ), I am exercising my right to request that all communication and collection activity regarding these alleged debts cease. Under FCRA XXXX, a furnisher may not report information that is inaccurate or can not be verified. Since these accounts were not validated prior to reporting, they are unverified and must not continue to be reported. Requested Resolution Delete both collection accounts from my TransUnion consumer file. Provide an updated copy of my credit report confirming their deletion. I am requesting this correction to ensure the accuracy and fairness of my consumer credit report. I am seeking a resolution without escalation or litigation. Thank you for your time and attention. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #17119580 about?
Complaint #17119580 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-11-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.