Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17119406
Complaint Overview
Complaint ID: 17119406
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30349
Date Received: 2025-11-08T12:00:00-05:00
Date Sent to Company: 2025-11-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This dispute is being submitted directly by me, XXXX XXXX, the consumer, under my rights afforded by FCRA 611 and 609 ( a ). TransUnion refused to investigate a valid dispute under FCRA 611 by falsely asserting the complaint did not come from me. I am the consumer, and this dispute was personally authorized. Ive provided identification and resubmitted directly to TransUnion. Please note this as a failure to conduct a reasonable reinvestigation. This CFPB complaint has been filed to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the TransUnion credit reporting agency , block information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. On or around XX/XX/year>, I discovered accounts appearing on my credit report that I did not open or authorize. These include a negative credit card account showing a balance of approximately {$43000.00} ( XXXX XXXX, XXXX XXXX, XXXX XXXX, and XXXX XXXX XXXX XXXX ) a cable bill for {$110.00} ( XXXX XXXX XXXX ) and XXXX personal loan accounts ( XXXX XXXX XXXX ). I never applied for or used these accounts. After noticing these items, I immediately filed an FTC Identity Theft Report ( Reference # : XXXX ) and a police report with my local department on XX/XX/year>. I also contacted the credit bureaus and requested fraud alerts to be placed on my file. Despite my disputes, the accounts remain on my credit report. The companies have continued to report them as if they are valid debts. This is causing serious harm to my credit standing and has resulted in at least XXXX credit denial. I am requesting that the companies conduct a full investigation, recognize that these accounts resulted from identity theft, and remove all fraudulent accounts, inquiries, and associated negative information from my credit report in accordance with the Fair Credit Reporting Act ( 15 U.S.C. 1681c-2 ). I am attaching a bill, my licences, and a photo copy of my social security to prove my valid identity.
Frequently Asked Questions
What is Complaint #17119406 about?
Complaint #17119406 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.