Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17109944
Complaint Overview
Complaint ID: 17109944
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Pennsylvania
ZIP Code: 19082
Date Received: 2025-11-07T12:00:00-05:00
Date Sent to Company: 2025-11-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I submitted a dispute to Equifax via certified mail to challenge inaccurate and unverifiable reporting in violation of FCRA 607 ( b ), 611 ( a ), and 623 ( a ) ( 2 ). The following accounts remain inaccurate and unverified : XXXX XXXX / XXXX reflects an inaccurate late payment never verified by the creditor. XXXX XXXX ( XXXX XXXX ) sold and transferred account still reported with derogatory history. XXXX / XXXX XXXX XXXX duplicate of the XXXX XXXX tradeline, creating inconsistency and inaccuracy across bureaus. Equifax has failed to conduct a proper reinvestigation or provide documentation verifying accuracy. Continuing to report unverifiable data violates my rights under the FCRA.
Frequently Asked Questions
What is Complaint #17109944 about?
Complaint #17109944 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-07T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.