Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17056185
Complaint Overview
Complaint ID: 17056185
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30253
Date Received: 2025-11-05T12:00:00-05:00
Date Sent to Company: 2025-11-05T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a verified victim of identity theft ( FTC Report # XXXX ). TransUnion was properly notified and provided all supporting documentation on XX/XX/year>, identifying fraudulent accounts : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Despite receiving full proof and notice under FCRA 605B, TransUnion failed to block these accounts within the required XXXX business days and continues to report false data. This is a willful violation of FCRA 605B, 611 ( a ), and 607 ( b ), as well as FACTA and the GLBA Safeguards Rule due to ongoing data breaches and negligent verification procedures. I have sent a Notice of Continued Violation and Demand for Immediate Deletion. I am requesting immediate deletion of the fraudulent items, permanent opt-out from unauthorized reporting, and CFPB enforcement for TransUnions ongoing noncompliance. Attached are the following documents supporting my claim and proving TransUnions continued noncompliance : My FTC Identity Theft Report ( # XXXX ) confirming that the listed accounts were created and reported without authorization. My original letter to TransUnion ( dated XX/XX/year> ) demanding removal and block under FCRA 605B. My Notice of Continued Violation & Demand for Immediate Deletion dated XX/XX/year> confirming TransUnions failure to comply within the required XXXX period. These documents collectively prove that TransUnion received full notice and evidence of identity theft, yet continues to publish and distribute my personal information to third parties without lawful authorization. This violates FCRA 605B, 611 ( a ) ( 5 ), 607 ( b ), and the GLBA Safeguards Rule. Immediate deletion, reinvestigation documentation, and regulatory enforcement are requested.
Frequently Asked Questions
What is Complaint #17056185 about?
Complaint #17056185 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-05T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.