Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #17055784
Complaint Overview
Complaint ID: 17055784
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: California
ZIP Code: 913XX
Date Received: 2025-11-05T12:00:00-05:00
Date Sent to Company: 2025-11-05T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Bank errors in billing and reporting have caused multiple inaccuracies that are negatively impacting my credit. Under TILA ( 15 U.S. Code 1666 ( b ) ), creditors are obligated to accurately reflect all payments and credits, yet several of my payments were not properly recorded. There are also clear calculation errors in the reported amounts. Furthermore, I was not provided with the required XXXX notice before a payment was due, which makes any reported late payments invalid. These inaccuracies are in violation of federal law and are unfairly damaging my credit profile.
Frequently Asked Questions
What is Complaint #17055784 about?
Complaint #17055784 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-05T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.